in Garfield.

Garfield is a Passaic River city in southwestern Bergen, one of three Bergen municipalities operating under City government form (the others are Hackensack and Englewood). Garfield Public Schools serve K-12 enrollment within City boundaries. Garfield is one of New Jersey's Qualified Urban Aid municipalities under DCA designation, an important status under P.L. 2024 c.2: Garfield is therefore exempt from the prospective-need allocation under the Round 4 affordable-housing framework, and only the rehabilitation (present-need) obligation applies. No local rent-leveling chapter is on the books, so apartment rent is governed by statewide rules only — 46:8-21.2 deposit cap, the Anti-Eviction Act at 2A:18-61.1, and source-of-income protections under P.L. 2025 c.251. Lead-paint methodology is visual per DCA's 2025-26 list (N.J.A.C. 5:28A, 3-year cycle from P.L. 2024 c.74). The 2024 general tax rate of 3.337 reflects predominantly residential ratables. NJ Transit bus service via the Route 46 corridor connects to the George Washington Bridge for the Manhattan commute averaging 45 minutes. Landlord-tenant filings route to Bergen Special Civil Part [per DCA Qualified Urban Aid roster].

32,655

07026

45 min

$543,000

None

Yes

Not required

3.337 per $100 (Bergen Co. Bd. of Taxation, Feb 2025)

Visual Inspection NJ DCA / N.J.A.C. 5:28A

No active local ordinance (state baseline applies)

No standalone ordinance identified

Mount Laurel 4th Round (2025–2035)

Bergen County is in DCA Region 1 (regional prospective need = 27,743 units across the region). Obligations binding 7/1/2025–6/30/2035 per P.L.2024 c.2.

• Qualified Urban Aid Municipality — exempt from prospective need allocation under P.L.2024 c.2; rehabilitation-only (present-need) obligation applies.
• Per-town RDP not yet publicly verified; see DCA Round 4 Calculation Workbook for binding number.

Be the first landlord to list in Garfield.

All 70 Bergen municipalities supported. NJ compliance baked in: Section 8 acceptance, FCHA two-phase screening, $50 application fee cap, lead-safe certification tracking.

• Security deposits are capped at 1.5× monthly rent under N.J.S.A. 46:8-21.2. Your landlord must hold the deposit in an NJ FDIC-insured account and pay annual interest (§46:8-19). Return within 30 days of move-out (§46:8-21.1) or face double damages.
• Fair Chance in Housing — landlords cannot ask about criminal history on the initial application. Background checks happen only after a conditional offer (N.J.S.A. 46:8-52 et seq.).
• Section 8 — your housing-choice voucher is a protected source of income. A landlord cannot decline an applicant because they intend to pay with Section 8 (NJLAD).
• Eviction — good cause required for all evictions under the NJ Anti-Eviction Act (N.J.S.A. 2A:18-61.1). Lease expiration alone is not grounds.