Save $16,290 on the median Garfield home.
List on MLS. Get full Zillow + Redfin + Realtor.com exposure. Keep your equity.
Start Your Listing$543,000
Median Price
5/10
School Rating
45 min
NYC Commute
32,655
Population
Garfield is a Passaic River city in southwestern Bergen, one of three Bergen municipalities operating under City government form (the others are Hackensack and Englewood). Garfield Public Schools serve K-12 enrollment within City boundaries. Garfield is one of New Jersey's Qualified Urban Aid municipalities under DCA designation, an important status under P.L. 2024 c.2: Garfield is therefore exempt from the prospective-need allocation under the Round 4 affordable-housing framework, and only the rehabilitation (present-need) obligation applies. No local rent-leveling chapter is on the books, so apartment rent is governed by statewide rules only — 46:8-21.2 deposit cap, the Anti-Eviction Act at 2A:18-61.1, and source-of-income protections under P.L. 2025 c.251. Lead-paint methodology is visual per DCA's 2025-26 list (N.J.A.C. 5:28A, 3-year cycle from P.L. 2024 c.74). The 2024 general tax rate of 3.337 reflects predominantly residential ratables. NJ Transit bus service via the Route 46 corridor connects to the George Washington Bridge for the Manhattan commute averaging 45 minutes. Landlord-tenant filings route to Bergen Special Civil Part [per DCA Qualified Urban Aid roster].
Traditional Agent
$514,764
net after 5.2% commission
-$16,290 listing agent (3%)
-$13,575 buyer agent (2.5%)
TurnkeyDoor
$524,953
net after platform fee + buyer agent
-$399 listing fee (standard)
-$13,575 buyer agent (2.5%)
-$4,073 closing fee (0.75%)
You Save
$11,818
compared to a traditional 3% listing agent
Enter your property details, upload photos, set your price. Our AI helps write your listing description.
Your home appears on Zillow, Redfin, Realtor.com and 100+ sites. Buyer agents in Garfield see your posted buyer agent compensation.
Close with a NJ attorney (mandatory 3-day review period protects you). Keep an extra $16,290 in your pocket.
Save $16,290 on the median Garfield home by eliminating the listing agent commission
Full MLS exposure — your home appears everywhere a buyer looks
Buyer agents still earn their commission — posted transparently on every listing
NJ attorney review period protects every transaction
Professional AI-generated listing description and photo tools
No hidden fees — you see exactly what you pay before listing
Approximate Monthly Payment
$3,885/mo
Using Garfield tax rate (1.96%)
Sebastian Morales
NMLS #2602129 · TurnkeyDoor Lending Partner
(201) 555-0199
ADVERTISEMENT: TurnkeyDoor has a paid advertising relationship with this lending partner. This is not a referral. You are not required to use this lender and are encouraged to shop around for the best mortgage rates and terms.
All payment estimates are approximate and for informational purposes only. Actual rates, terms, and payments may vary. Mortgage availability is subject to credit approval and applies to qualified buyers only. Not a commitment to lend.
Sebastian Morales
NMLS #2602129
(201) 555-0199
Habla Español
Bilingual mortgage specialist serving Bergen County homebuyers. Contact for mortgage information and rates.
Contact This Lender →ADVERTISEMENT: TurnkeyDoor has a paid advertising relationship with this lending partner. This is not a referral. You are not required to use this lender and are encouraged to shop around for the best mortgage rates and terms.
All payment estimates are approximate and for informational purposes only. Actual rates, terms, and payments may vary. Mortgage availability is subject to credit approval and applies to qualified buyers only. Not a commitment to lend.
All payment estimates are approximate and for informational purposes only. Mortgage availability applies to qualified buyers only. TurnkeyDoor has a paid advertising relationship with this lending partner. You are not required to use this lender and are encouraged to shop around for available mortgage rates and terms. Not a commitment to lend.
In New Jersey, commissions are negotiable and not set by law.
TurnkeyDoor is a technology platform, not a brokerage. All transactions are facilitated through licensed NJ brokers and attorneys.
Equal Housing Opportunity